By Scott Wagner | Loan Officer | NMLS #612287Updated September 2026 About the Author I’ve spent more than 20 years in the mortgage industry, including experience as a senior mortgage underwriter. Today, I help homebuyers and homeowners throughout Glenwood Springs, the Roaring Fork Valley and Colorado’s Western Slope understand their financing options, think through the tradeoffs, and make informed mortgage decisions based on their individual circumstances. This might be the m